What is Refinance?

Refinance is the perfect way to raise capital by releasing equity against your business assets. This includes assets like vehicles, machinery, equipment and more!

cashflow

Utilises Cash Tied up in Assets Without Selling Them

Consolidate Shorter Term/Expensive Borrowing to Improve Cashflow

construction

Restructure Existing Finance to Form into 1 Single Payment

Types of Refinance in the UK

There are three key facilities used to raise capital out of an asset. Refinance, Sale & HP Back and Sale & Leaseback. All of which can allow a business to unlock capital tied up in assets while retaining use of the asset.

So if you have an asset, i.e. any Vehicles, Machinery or even recently completed a refurbishment of a property, one of these options could be perfect to release capital from them.

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Refinance Example

A restaurant recently completed a renovation project worth £100,000 but needs capital to purchase stock and complete the project due to unforeseen costs. The company uses Sale & Leaseback to release the equity from the building works such as flooring, lighting & catering equipment and are now paying £2,000 per month over five years. After the final payment, the company has the option to pay a small fee to take full ownership of the machinery again.

Tangible & Intangible Equipment:
Financing intangible assets like preliminaries, flooring, lighting, and other fixtures is possible through several specialised financing options. These assets, while not movable or resalable like machinery or vehicles, are essential to a business’s operations and can be financed in the same way as a tangible asset could be!

So, whether you are simply purchasing a vehicle, or completing a fit-out for a new restaurant, convenience store or hotel, we can facilitate a Sale & HP/Leaseback to release equity out of the project!

Secure
Business
Finance
in
4 Steps!

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Enquiry

A quick eligibility check without impacting your credit score.

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Application

One of our dedicated finance specialists will contact you to go through next steps and prepare your application for you.

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Approval

Once approved, we send the finance documents to you for completion!

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Payout

Once completed, the agreement is activated and the funds released!

Need help finding the right finance solution? Get in touch today to speak to a member of our team

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Some of the Sectors we specialise in…

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Manufacturing

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Leisure & Amusement

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Engineering

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Logistics

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Brewing

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Medical & Dental

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Beauty

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Waste & Recycling

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Agriculture

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Health & Fitness

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Technology & Media

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Car Dealerships

Can’t see your sector in the list? Don’t worry… our team of specialists can help, whatever the sector you work in!

CONTACT OUR SPECIALISTS

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